THE GOOD

 The Good – Fee-Only advisors do not take commissions from insurance or securities products. As such, they are supposed to be positioned to give clients the best “unbiased” advice.

Click here to learn more about the Good.

THE BAD

 The Bad – Most Fee-Only advisors have built-in biases against commission based products. This is a problem because there are many good commission based products that must be considered when giving financial planning advice. Click here to learn more about the Bad.

THE UGLY

 The Ugly – It’s one thing to have built-in biases against useful financial planning tools. What’s worse is to have these built-in biases and NOT disclose them to clients who have no idea the biases exist. Click here to learn more about the Ugly.

BAD ADVISORS, HOW TO IDENTIFY THEM & HOW TO AVOID THEM

Website Author

Hello, my name is Roccy DeFrancesco, JD, and welcome to my website where I focus on the pros and cons of working with a “Fee-Only” advisor.

There are good and bad advisors in every industry (insurance, financial planning, law, accounting, etc.).  I cover the pros and cons of several types of advisors in my book Bad Advisors: How to Identify Them; How to Avoid Them.

If you ever wondered if your current advisors are any good or would like to know if advisors you are considering using are any good, all you have to do is read my Bad Advisors book and you will wonder no more.

You can download my Bad Advisors book for free in an electronic format for FREE (printed version is $25) by clicking here or on the book image to the right.

HOW RISKY ARE YOUR INVESTMENTS?

Whether you trade investments yourself or whether you use a financial planner, do you really know how risky your investments are? Stocks like Apple or Netflix or indexes like the S&P 500, Russell 2000, etc. For most the answer is NO!

Shouldn’t you know how risky your investments are? Of course you should.

Would you like to know? By using the OnPointe Risk Analyzer’s Quick Score App, you can score individual stocks or mutual funds on a scale of 1-100.

Try Out Our Investment Risk Quick Score App!

Use the OnPointe Quick Score App

Knowledge is power and understanding how risky your investments are is the only way you can make “informed decisions” about which ones are right for your short- and long-term planning goals.

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